There are many different ways to borrow and each is designed to meet different cash money in Niagara Falls needs. A personal loan from a bank can help if you need to build an extension - perhaps your family is growing up or your parents are moving. While you may have saved some money, large expenses like this are hard to come by from a regular income, so paying back in years rather than months makes it much more manageable. But when it comes to petty expenses, under £ 1000 and often a few hundred, there may be limited opportunities to borrow. Along with a less than excellent credit score, it may seem like there aren't many credit products out there to help you.